ČSOB Pojišťovna

Mobility

MOBILITY modern insurance provides comprehensive insurance coverage of your vehicle and also for those who use it. Within MOBILITY insurance there is the option to arrange collision insurance for motor-vehicles with a total weight up to 3.5 tons, insurance of liability for damage caused by vehicles (Road Traffic Act insurance) and moreover, the option of arranging a number of additional insurance policies – vehicle theft (even within Road Traffic Act insurance), passenger accident insurance, replacement car, baggage, windscreen and above standard assistance services.

Collision insurance options

You can protect your vehicle through calssical car insurance (including natural disasters, vandalism and car collision) "KASKO DOMINANT" or only in the case of natural disasters "KASKO MINI" and there is the option to select from two vehicle insurable value options:

Modified vehicle price (suitable for both brand new and shop worn vehicles) – the insurance premium amount is calculated from the vehicle purchase price adjusted by the vehicle age coefficient at the commencement of the insurance policy and also in the course of the duration of the insurance up to a vehicle age of 6 years,
Standard (market) vehicle price (suitable for second-hand vehicles) – the insurance premium amount is calculated from the vehicle market price.

Collision insurance details

Remuneration of authorized car service,
Refund of the extrication, retraction and repair cost of the vehicle,
In case of the "complete destruction" of the vehicle fund for the new car purchase,
Assistance service by ČSOB Pojišťovna Assistance.

Other possible insurance policies

Vehicle theft,
Passenger accident insurance,
Replacement car,
Baggage,
Windscreen,
Above standard assistance services.

Bonuses

MOBILITY insurance counts every year with bonus-malus system. That means the system takes into account each driver in light of caused traffic accident. For each year without traffic accident caused by insured is discounted bonus of 10 % to the value not exceeding 50 %.

5 % discount is offered for those who have some other insurance concluded with ČSOB Pojišťovna or for those who also conclude damage liability insurance and 3 % in case of lump-sum payment.