ČSOB Pojišťovna

Travel Insurance Atlas

Atlas travel insurance provides you with financial protection in the case of accidents or acute illnesses and a range of other services that you will certainly appreciate when in such unpleasant situations.

Advantages

We settle all medical expenses up to the predetermined limit without any financial participation from your side.
Assistance service in the Czech language for 24 hours per day,
Transportation to the insured place of residence,
Individual annual cards,
Insurance can also be arranged over the Internet or via phone (844 114 115)
…

Medical expenses insurance

Medical expenses insurance settles those expenses associated with treatment or medication in the case of an accident or acute illness when abroad up to a limit of 1,500,000 or 2,500,000 CZK.

PMedical expenses insurance covers the following:

Medical treatment
Dental treatment to soothe acute pain up to the following limits:
- o Europe - 5,000 CZK
- o USA, Canada, Australia and other countries – 7,500 CZK,
Hospital stay,
Medicines prescribed by a physician,
Transportation to the nearest hospital and transportation back to the whereabouts of the insured person,
Repatriation - transportation of the insured back to the Czech Republic,
In case of the death of the insured transportation of the earthly remains to the Czech Republic,
Guardian recall,
Assistance services (working 24 hours per day, in the Czech language),

Standard tariff

Insurance premium per person and day for medical expenses insurance – standard trip

Age	Europe		Other countries *		USA **
	Indemnity limits (CZK)
	1,5 mil.	2,5 mil.	1,5 mil.	2,5 mil.	1,5 mil.	2,5 mil.
Up to 15 years of age	11 CZK	19 CZK	22 CZK	36 CZK	41 CZK	68 CZK
From 16 years of age	17 CZK	31 CZK	34 CZK	60 CZK	64 CZK	114 CZK

Klient (Client) tariff

KLIENT TARIFF is designed for actual clients of the ČSOB bank, the ČSOB Pojišťovna insurance company or the RM system company who will underwrite the insurance at the points of sale of the listed companies.

Insurance premium per person and day for the medical expenses insurance – standard trip

Age	Europe		Other countries *		USA **
	Indemnity limits (CZK)
	1,5 mil.	2,5 mil.	1,5 mil.	2,5 mil.	1,5 mil.	2,5 mil.
Up to 15 years of age	10 CZK	17 CZK	17 CZK	29 CZK	37 CZK	61 CZK
From 16 years of age	15 CZK	26 CZK	29 CZK	52 CZK	58 CZK	103 CZK

Dangerous sports

Insurance premium per person and day for medical expenses insurance

Age	Europe		Other countries *		USA **
	Indemnity limits (CZK)
	1,5 mil.	2,5 mil.	1,5 mil.	2,5 mil.	1,5 mil.	2,5 mil.
Up to 15 years of age	66 CZK	120 CZK	112 CZK	208 CZK	112 CZK	208 CZK
From 16 years of age	106 CZK	198 CZK	184 CZK	342 CZK	184 CZK	342 CZK

Explanations of “other countries” and “USA”:
* All countries apart from the USA, Canada and Australia
** All countries including the USA, Canada and Australia

Individual annual cards

These are designed for clients who often travel abroad or eventually stay long term in foreign countries. You can select from the following card types:

Repeated trips for up to 45 days,
Long term stays for up to 365 days,
FAMILY card – repeated trips for up to 15 days - for families with two children up to 16 years of age.

The card price depends on the type of card and the place of stay. We offer cards from under 1,200 CZK. You can obtain further information at our sales points or through our free information line 800 100 777.

Other insurance policies additional to medical expenses insurance

Accident

Indemnity limits
Accidental death	100 000 CZK
Lasting injury effects from 10%	z 200 000 CZK
Daily compensation for injury treatment	50 CZK/day
Insurance premium	3 CZK/osoba/day

Liability for damage

Indemnity limits
Damage to health	1 000 000 CZK
Damage to property	500 000 CZK
Contribution	3%, min. 500 CZK
Insurance premium	5 CZK/person/day

Baggage

Indemnity limits
Damage and loss	10,000 or 20,000 CZK
Contribution	3%, min. 500 CZK
Insurance premium (according to selected option)	10 or 18 CZK/person/day

Additional assistance services free of charge

(Applicable for the arranged medical expenses limit of 2.5 mil. CZK.)

Telephone help in the case of emergency,
Insurance in the case of flight delay,
Insurance in the case of loss of personal identification papers,
Other advantages.

Example

• 2 adults and 1 child up to 15 years of age
• Vacation in Croatia
• Travel insurance includes the followinge
- Insurance of medical expenses up to 1.5 mil. CZK,
- Liability for damage insurance (property damage up to 0.5 mil. CZK, health damage up to 1 mil. CZK),
- Baggage insurance (10 000 CZK),
- Accident (accidental death - 100,000 CZK, lasting injury effects - 200,000 CZK, daily compensation of 50 CZK).
Total insurance premium: 693 CZK