Residential building insurance

Take a special insurance Náš dům intended for associations of unit owners, housing cooperatives, municipalities, natural entities as well as other owners of:

  • residential buildings
  • adjoining buildings:
    • garages
    • boiler houses
  • water stations
  • water treatment plants etc.

Insurance Náš dům includes, besides the classic insurance for buildings and a premium assistance service:

  • insurance of the elevator for technical and electromotor defects in case of short circuit and over-voltage
  • insurance for damage resulting from defect or destruction of glass panes of a residential building
  • insurance for damage caused by graffiti artists
  • possible additional insurance for intentional damage or destructing, including vandalism by unknown wrongdoers
  • possibility of additional liability insurance including the liability of members of the association committee

Additional insurance

Extend the insurance of your building by additional insurable risks:

  • windstorm, hailstorm, soil slides, rock or soil collapse
  • collapse of a tree, post and other objects, avalanche
  • weight of snow or ice coating, vehicle crash
  • smoke, supersonic wave, damage on water mains
  • flood or overflood
  • intentional damage or destruction, vandalism

Residential building insurance

The basic insurance covers cases of damage or destruction by:

  • fire
  • explosion
  • lightning
  • crash or fall of an airplane, part or cargo thereof
  • glass in a residential building

Additional insurance options

Do not forget the classic parts or equipment of your residential house which are prone to defect, damage or theft.

  • your fire-extinguishing equipment and devices against theft and vandalism
  • electromotor against short circuit and over-voltage in elevators, washing machines, driers, rolling presses from CZK 345 per year
  • elevators against technical defects
  • arrange also liability insurance

Assistance Service:

Do not hesitate to contact the fast and effective ČSOB Pojišťovna Assistance for help. It will help you 24/7 with cases of:

  • emergency situation in the building
  • need for technical assistance to be sent
  • reporting an insured event