House insurance

House insurance

Home ownership is valuable


We invest most of what we earn in life into our own homes. When it comes to real estate damage, you can literally loose "everything" within a matter of hours.


How much would a significant reconstruction cost?

Significant damage can be caused not only by natural elements but also by broken water mains or a short circuit - reconstruction then includes not only home equipment but also construction components. It's like building all over again.


What else to insure, if not real estate?

A smart real estate insurance will guarantee money to handle even the worst case scenarios. And all it costs is just a few hundred crowns a month – plus you can get a low price supplemental liability insurance too.


Why get insured with ČSOB Insurance Company?


  • Homes and real estate insurance policies are now 10% cheaper over the internet.

  • Every year get a 3% bonus if no accidents happen - you can save up to 18%.

  • Assistance services and many supplemental insurances included in the price, plus optional liability insurance.

The price includes


  • Common accidents (fire, smoke, explosion, vehicle collision, short circuit, overvoltage, broken glass).

  • Natural elements (lightning strike, gale, earthquake, fallen trees or poles, landslide or rockslide).

  • Winter (avalanche, heavy snow, glazed ice).

  • Water from sewerage and water mains.

  • Other damages (plane crash, supersonic boom).

Money saving supplementary insurance 


  • Supplementary liability insurance:

    • for ordinary civil life damages and related to real estate ownership;

    • includes all members of the family and pets;

    • is valid Europe-wide.

  • Premium assistance:
    • full legal protection and consultancy regarding property insurance;

    • personal assistance when unable to work (shopping, care services etc.);

    • booking services (tickets, entry tickets, accommodation, replacement car).

Assistance services 


  • We are ready 24/7 to help you with anything.

  • In case of an accident, we will promptly dispatch technical assistance.

  • We will unlock shut doors to your house or flat (up to 7 000 CZK price twice a year). 

  • In case of an emergency, we will arrange plumbing, heating, electric and chimney-sweeping services, sewerage cleaning and material.

Order online with a 10% discount