Natural disaster insurance

Insure your real property, personal property and inventories against damage caused by natural disasters. Choose the insurance option for damage caused by:.

Choose the insurance option for damage caused by:

• základní varianta zahrnuje pojištění škod způsobených:
  • fire
  • explosion
  • lightning
  • crash of a plane or part thereof
• extended insurance cover includes damage caused by:
  • flood
  • overflood
  • windstorm
  • fall of objects
  • land slide
  • earthquake
  • vehicle crash
  • smoke
  • supersonic wave
  • water from water equipment

Theft insurance

Secure your personal property, inventories, valuables and construction parts of buildings against theft by optimal insurance which covers:

• burglary
• armed robbery
• the insurance may be extended to intentional damage to another person’s thing, vandalism

Insurance of cargo in transport

Avoid losses due to cargo damage during transport in your name and on your account. Get insurance against damage caused by:

• natural disaster
• accident of a vehicle
• loss of cargo due to theft

Machinery insurance

Get appropriate financial cover in case of damage to your machines and machinery with an insurance that particularly covers damage due to:

• measurement or security apparatus failure
• incorrect operation, lack of attention
• frost
• construction error, material or production defect
• excess or insufficient pressure of steam, gas or liquid
• unbalance or breakage by centrifugal force
• fall of the insured object
• short-circuit, overvoltage or induction
• intentional damage to the thing

Do not hesitate and extend your machinery insurance to cover damage caused by:

• fire, explosion, lightning, crash of an airplane crash, a part or cargo thereof
• flood, overflood
• windstorm, hailstorm
• trees or poles falling
• earthquake
• land slides or avalanches
• rock or soil collapse
• water from water or sewer mains
• traffic accident, crash or collision
• penetration of an object

Electronic equipment insurance

Insure any possible losses from your electronic equipment with insurance which covers damage caused particularly due to:

• construction error, material or production defect
• measurement, regulation or security equipment failure
• fall of the insured object
• incorrect operation, lack of attention, negligence, clumsiness
• short-circuit, overvoltage or induction
• intentional damage to the thing

Extend your insurance to cover damage caused by:

• fire, explosion, lightning, crash of an airplane crash, a part or cargo thereof
• flood, overflood
• windstorm, hailstorm
• trees or poles falling
• earthquake
• land slides or avalanches
• rock or soil collapse
• water from water or sewer mains
• theft

Constructional or assembly units - all risk insurance

Avoid problems associated with damage occurring during construction or assembly of technological units. Get insurance against damage that might be caused primarily by:

• fire, explosion, lightning, crash of an airplane crash, a part or cargo thereof
• flood, overflood
• windstorm hailstorm
• land slide
• rock or soil collapse
• avalanche
• fall of trees, poles and other objects
• weight of snow or ice deposit
• fall of the insured thing, crash
• water damage
• unprofessional operation, incorrect service, clumsiness, negligence, lack of attention
• vandals

Negotiate liability insurance as well if needed.

Glass insurance

Are you worried about glass breaking?

We will insure your:

• glass walls
• counters
• shop windows
• advertising spaces

Documents to download

Glass insurance
(PDF, 43 Kb)

Insurance for operation interrupted by natural disaster

Insurance for operation interrupted by natural disaster minimises your financial losses due to interruption of operation due to:

• fire, explosion, lightning, crash of an airplane crash, a part or cargo thereof
• flood, overflood
• windstorm hailstorm
• land slide
• earthquake
• vehicle crash
• smoke, supersonic wave
• effects of water from water equipment
• fire extinguishing, demolition, removal of consequences of the above situations

The insurance covers loss of profit on the production of products, goods sold, services provided at the time of interrupted operation and fixed insurance costs.

Documents to download

Insurance for operation interrupted by natural disaster
(PDF, 61 Kb)

Insurance for operation interrupted by machinery failure

Get insurance for forced interruption of operation and subsequent damage caused to machinery by:

• construction error, material or production defect
• excess or insufficient pressure of steam, gas or liquid
• lack of water in steam boilers or pressure vessels
• unbalance or breakage by centrifugal force
• measurement or security apparatus failure
• short-circuit, overvoltage or induction
• fall of the insured object
• incorrect operation, lack of attention, negligence, clumsiness
• intentional damage to the thing
• penetration of an object

The insurance covers loss of profit on the production of products, goods sold, services provided at the time of interrupted operation and fixed insurance costs.

Liability insurance for natural and legal entities

Start relying on insurance which will protect you from the consequences of damage suffered by third parties due to your intentional activities within the scope of your business or due to your defective products:

• life and health
• destruction, damage or loss of thing

The insurance may be extended to:

• liability for damage caused by defective products
• financial damage
• regress claims of health insurance companies
• liability for damage caused to things accepted or used

Liability insurance for road carriers

Do you undertake business in the field of road transport?

Do you transport customers’ things based on transportation agreements?

Choose an insurance which covers damage suffered by third parties due to accidental events in the shipments transported. We will arrange insurance for both domestic and international road transport.

Liability insurance for health care establishment operators

Get insurance for events of third party damage within the scope of:

• damage to health
• death
• damage, destruction or loss of a thing if you are liable for damage due to provision of health care or if you operate a health care establishment.

Professional liability insurance for auditors, tax advisors and accountants

Arrange an insurance which covers damage suffered by third parties as a consequence of your professional activities. The insurance is suitable for:

• accountants
• auditors
• tax advisors

Professional liability insurance for architects, engineers and construction technicians

Ensure your business in case of professional liability for:

• damage to health
• loss of life
• damage, destruction or loss of a thing
• financial damage in relation to another party

Professional liability insurance for damage caused by insurance brokers, agents and independent claim adjusters

Arrange professional liability insurance for financial damage suffered by third parties due to brokerage in insurance business or claim settlement.

Professional liability insurance for auctioneers

Get insurance for events of financial damage suffered by third parties due to organisation of an auction.

Liability insurance for managers, directors and members of Boards of Directors

Choose the optimal insurance covering financial damage suffered by third parties in relation to holding a position in a company; the insurance applies to members of companies’ authorised representative or other bodies.